By hannover-web.com CTBC Bank USA has recently introduced attractive fixed deposit rates of 4.35% for a five-month term and 4.25% for seven months, aimed at helping customers achieve their savings goals.
Effective from September 24, 2024, this offer is available exclusively for new accounts opened at CTBC Bank branches, with a minimum opening deposit of $10,000. To qualify for these rates, customers must also open a new or existing personal or business checking account. The checking account balance must meet specific criteria: for deposits over $50,000, the checking account balance must be at least $5,000 on the day of opening; for deposits under $50,000, the balance must be at least $2,500. Customers should also be aware that closing the checking account before a specified period may incur penalties and reduce interest earnings. For more details, customers are encouraged to visit their local CTBC Bank branches.
As mobile payments become increasingly convenient, CTBC Bank’s financial card can be linked to mobile payment applications, allowing customers to make safe and convenient purchases without carrying physical cards. Additionally, the CTBC eWallet application enables users to monitor their spending and manage card information, helping to prevent unauthorized transactions. Ensuring customer security is a top priority for CTBC Bank, which has invested resources into providing a safe online banking environment for digital financial management.
In addition to savings products, CTBC Bank offers various home loan options, accepting overseas property documentation and credit records to assist new immigrants in realizing their homeownership dreams. Customers can apply for home loans online as well. The wealth management team at CTBC helps clients create personalized investment plans, facilitating early retirement planning and safeguarding their family’s future. Furthermore, CTBC Bank is recognized as a preferred lender by the Small Business Administration, offering a range of commercial loan services tailored for small businesses, with dedicated representatives providing one-on-one support to successfully assist many Chinese-owned enterprises in securing funding.
With a strong foundation in the United States and a global outlook, CTBC Bank leverages the extensive resources of its parent company, CTBC Bank (Taiwan), to support the thriving Chinese community across the nation. They provide a variety of savings, loan, financial management, and integrated cross-border financial solutions, fully capitalizing on their advantages in the Asia-Pacific region. For more information, visit the CTBC Bank website at www.ctbcbankusa.com.
